Conversations that matter

“When people talk, listen completely. Most people never listen.”

Ernest Hemingway

We believe that good conversations lead to quality decisions. Our experience over many years has taught us the importance of listening carefully.  Through listening we seek to understand your circumstances, what  you want, what you are worried about and your understanding and attitude towards investments.

Then we help plan your financial future,  identifying your investment goals and evaluating investment options designed to achieve those goals. Clear, direct, effective communication allows us to share ideas, build increased understanding of issues and concepts, and leads to lasting relationships of trust.


do you want?

Are you worried about?

Are your thoughts on investment?


“An investment in knowledge pays the best interest.”

Benjamin Franklin

An investment concept is only as credible as the minds behind it.

Our Investment Advisory Board of highly skilled award-winning investment specialists with expertise across all the major asset classes and an in-depth understanding of macroeconomic and monetary policy is our guide.

The Board meets quarterly and its function is to augment our knowledge and understanding and to advise on general investment strategy, including strategic and tactical asset allocation. The Investment Advisory Board backs up the final selection of interesting investment ideas and works in close, critical cooperation to the benefit of our clients.

Costs matter

“Compound interest is the 8th wonder of the world. He who understands it, earns it; he who doesn’t, pays it.”

Albert Einstein

Costs matter. Over a lifetime of investing the total cost of fees can eat away at a large portion of your investment pot.  Santiago Investment Advisors deliver investment solutions without layers of inefficiencies and hidden fees.  Our fees are fair and transparent.

Our fee schedule is:

Santiago Investment Advisors Advisory Fee0.80%
Global Custody0.25%
Global Custody and Trustee Services0.40% – 0.50%

No VAT applies to these fees.

Where ETFs are included in portfolios these have a typical underlying charge of 0.26% per annum.

A Fiduciary relationship

“On matters of style, swim with the current, on matters of principle, stand like a rock.”

Thomas Jefferson

A fiduciary holds an ethical relationship of trust with their client. There is no reason why you should settle for anything less than the highest fiduciary standard. And there is no reason you should ever work with an advisor not prepared to meet this standard. At Santiago Investment Advisors we operate a fee-only model where we work with you to achieve the best result for you. The advice offered is solely in your best interest.