About Santiago Investment Advisors
At Santiago Investment Advisors, commitment to our clients is based on our core values of Conscientiousness, Authenticity, Engagement, Curiosity, and Collaboration. Through this commitment combined with experience and expertise, we bring together the best available resources in pursuit of optimal outcomes for our clients.
“If I have seen further than others it is by standing upon the shoulders of giants”.
Isaac Newton
Santiago Investments Advisors was established in early 2015 and is built on a foundation of many decades of combined experiences. The shoulders of giants upon which we stand include investment theory and strategy, technologies which provide access to investment platforms and world-class investment solutions and the greater understanding of the decision-making biases of investors. These developments form the basis of the way we engage and communicate with our clients and of our investment process, producing structures and portfolios that are transparent, robust and liquid.
“The real voyage of discovery lies not in seeing new landscapes but in seeing with new eyes”.
Marcel Proust
Santiago Investment Advisors transforms the way financial advice is delivered to the individual investor. We navigate by our north star of creating value for our clients over a long-term horizon. Our investment strategies are built on a strong research base. We deliver investment solutions without conflict of interest. Fees are made crystal clear and we only get paid by our clients.
Our Services
At various milestones in your life your focus will shift with your priorities. The advice we provide takes account of your current situation and future plans. The advice we give is based on our understanding of you and draws on our expertise, capabilities, experience and network.
Our team

Ronan O’Houlihan
Managing Director
Ronan has a wealth of experience gained over 35 years of managing institutional and private client funds in fixed income and equities, spanning global and developed markets. Ronan is fascinated by and recognises the significance of long term macro trends and secular shifts. Ronan plays the key role in determining the firm’s portfolio strategies which reflect his perspectives. He is Chairperson of the Santiago Investment Advisory Board.
Graham Cawley
Director
Graham has 27 years investment experience across a range of disciplines, latterly focusing on portfolio management and advising clients. Graham is an advocate of client led, transparent, fee-based advice and bespoke portfolio management. Open, relaxed, purposeful and meaningful dialogue is key (provided we know what we are talking about!).


NEIL OSBORNE
INVESTMENT Director
Neil has over 20 years’ experience building portfolios and managing money on behalf of high-net-worth individuals. Neil oversees the investment process at Santiago and develops investment strategies for the portfolios. As a value investor, Neil instills a strong value discipline at the firm.
Gemma Byrne
Office Manager
Gemma has worked in Financial Services in the areas of systems administration and equity fund management. She is a Q.F.A. and holds a Bachelor of Commerce and Master of Business Studies from UCD. Gemma ensures that Santiago Investment Advisors adhere to the highest standards of compliance, client reporting and customer care.


NAINA UPADHYAY
Portfolio Manager
Naina joined SIA with a primary degree in Computer Science Engineering and an MSc Finance from UCD Smurfit Business School. Naina adopts a systematic & disciplined approach to investing, risk control and portfolio management. Working closely with Ronan and Graham, Naina ensures each individual client portfolio is managed in accordance with the client’s objectives and SIA’s strategy. Naina brings a conscientious and careful approach to her work. Naturally intrigued by markets and securities Naina assists with research and analysis.
NEAL HIGGINS
HEAD OF LIFE & PENSION
Neal has over 10 years’ experience in Financial Planning. His focus is centred around helping people to create an individual tailored plan that suits their financial needs covering life retirement planning, savings, investments, income protection and life insurance. Neal believes that good conversations through clear communication with industry knowledge and best practices leading to the best possible results for his clients.


JOHN O’SULLIVAN
CONSULTANT
John O Sullivan BA QFA RPA joins our team from Wentworth Insurances which recently joined forces with SIA. John has over 30+ years experience as a financial broker. John offers impartial advice across the full range of products including Life Cover, Pensions, Income Protection, Investments, Mortgage requirements and Estate Planning.
Investment Advisory Board
Bernard McAlinden
Bernard is a distinguished investment manager and strategist and is currently strategy coordinator for European Securities Network
Dan McLaughlin
Dan has had a long award winning career as an economist, holding a variety of research roles in stockbroking and banking. (www.danmclaughlin.ie)
Helen Thomas
Helen is a political and economic expert with extensive experience in financial markets. She is the author of the influential blog BlondeMoney. (www.blondemoney.co.uk)