About Santiago Investment Advisors
At Santiago Investment Advisors, commitment to our clients is based on our core values of Conscientiousness, Authenticity, Engagement, Curiosity, and Collaboration. Through this commitment combined with experience and expertise, we bring together the best available resources in pursuit of optimal outcomes for our clients.
“If I have seen further than others it is by standing upon the shoulders of giants”.
Isaac Newton
Santiago Investments Advisors was established in early 2015 and is built on a foundation of many decades of combined experiences. The shoulders of giants upon which we stand include investment theory and strategy, technologies which provide access to investment platforms and world-class investment solutions and the greater understanding of the decision-making biases of investors. These developments form the basis of the way we engage and communicate with our clients and of our investment process, producing structures and portfolios that are transparent, robust and liquid.
“The real voyage of discovery lies not in seeing new landscapes but in seeing with new eyes”.
Marcel Proust
Santiago Investment Advisors transforms the way financial advice is delivered to the individual investor. We navigate by our north star of creating value for our clients over a long-term horizon. Our investment strategies are built on a strong research base. We deliver investment solutions without conflict of interest.
Our Services
At various milestones in your life your focus will shift with your priorities. The advice we provide takes account of your current situation and future plans. The advice we give is based on our understanding of you and draws on our expertise, capabilities, experience and network.
Our team
Ronan O’Houlihan
Managing Director
Ronan has a wealth of experience gained over 35 years of managing institutional and private client funds in fixed income and equities, spanning global and developed markets. Ronan is fascinated by and recognises the significance of long term macro trends and secular shifts. Ronan plays the key role in determining the firm’s portfolio strategies which reflect his perspectives. He is Chairperson of the Santiago Investment Advisory Board.
Graham Cawley
Director
Graham has 27 years investment experience across a range of disciplines, latterly focusing on portfolio management and advising clients. Graham is an advocate of client led, transparent, fee-based advice and bespoke portfolio management. Open, relaxed, purposeful and meaningful dialogue is key (provided we know what we are talking about!).
NEIL OSBORNE
INVESTMENT Director
Neil has over 20 years’ experience building portfolios and managing money on behalf of high-net-worth individuals. Neil oversees the investment process at Santiago and develops investment strategies for the portfolios. As a value investor, Neil instills a strong value discipline at the firm.
NAINA UPADHYAY
Portfolio Manager
Naina joined SIA with a primary degree in Computer Science Engineering and an MSc Finance from UCD Smurfit Business School. Naina adopts a systematic & disciplined approach to investing, risk control and portfolio management. Working closely with Ronan and Graham, Naina ensures each individual client portfolio is managed in accordance with the client’s objectives and SIA’s strategy. Naina brings a conscientious and careful approach to her work. Naturally intrigued by markets and securities Naina assists with research and analysis.
NEAL HIGGINS
HEAD OF LIFE & PENSION
Neal has over 10 years’ experience in Financial Planning. His focus is centred around helping people to create an individual tailored plan that suits their financial needs covering life retirement planning, savings, investments, income protection and life insurance. Neal believes that good conversations through clear communication with industry knowledge and best practices leading to the best possible results for his clients.
Basil Darcy
Director
Basil has over 38 years of experience advising and managing client investment portfolios, including personal, pension and corporates. He places a strong emphasis on macroeconomic trends and their far-reaching implications for sectors and companies. His proactive client approach, coupled with his in-depth understanding of markets and experience gained through various economic cycles, has allowed him to successfully navigate numerous client portfolios. Basil is a qualified Chartered Accountant and a Registered Representative of the Stock Exchange.
Frank Brennan
Director
Frank has over 25 years of experience advising and managing client investment portfolios, including personal, pension and SME corporates. He has a small loyal and diverse number of private clients and families whom he has worked closely with for over 20yrs.
His proactive focused approach, coupled with his in-depth understanding of markets and experience gained through various economic cycles, has allowed him to successfully navigate client portfolios especially intergenerational wealth protection, succession, and management. Frank has earned a reputation within the industry for his total integrity, professionalism, and commitment to a total quality client centric service that aligns unconflicted with their personal long-term objectives.
Frank is a Fellow of The Institute of Chartered Accountants in Ireland, with a Bachelor of Science Degree in Computer Science and Mathematics from UCD.
He is also a Registered Representative of the Stock Exchange.
Eoghan Byrne
director
With over 24 years of experience in the wealth management industry, Eoghan has established himself as a trusted advisor and thought leader in the field. A Certified Financial Planner (CFP), Eoghan combines his extensive knowledge with a commitment to helping clients achieve their financial goals. Eoghan joined Santiago Investment Advisors in 2024 from Davy where he was a director in their Private Client division. Throughout his career Eoghan has worked with a diverse clientele of high-net-worth individuals in Ireland’s leading professional firms, family owned businesses and PLCs. Eoghan’s approach combines a deep understanding of market dynamics with a personalised touch, ensuring that each client’s unique goals and aspirations are met. He is adept at creating tailored investment solutions, risk management strategies, and comprehensive financial planning services that align with clients’ long-term objectives. Eoghan has earned a reputation for his integrity, professionalism, and commitment to excellence.
Niall Dineen
Investment Strategist
Niall has worked in the investment industry since 1999 and has considerable experience in managing equity, fixed income and multi asset portfolios for institutional and private clients. Niall is involved with all elements of investment strategy including top-down macro analysis and individual security selection across all major asset classes.
NAOISE KEANE
Client Administration and Compliance Manager
Naoise has worked in Financial Services in the areas of customer service, account administration, and personal lending services. She holds a Q.F.A designation and is responsible for ensuring that Santiago Investment Advisors adhere to the highest standards of compliance, client reporting, and customer care.
Maria Sjösten O’Connor
Client Administrator
Maria has extensive experience in Financial Services, specialising in wealth management and pensions. She works as a Senior Client Administrator and is responsible for supporting senior team members in the effective management of client portfolios, while delivering a high standard of client service. She holds both the Q.F.A and R.P.A designations and is committed to maintaining the highest standards of professionalism and client care.